Our Lender Network

The Access Perfect Home Lender network are partners specifically skilled at utilizing the specialized purchasing tools available for Seniors, Veterans, and those with Disabilities. In many cases, funds earmarked for retrofitting the home after closing can be rolled into the financing.  Whether you decide to sell your home and move on to another, or choose to remodel to improve the accessibility of your current property, you may qualify for programs that can help reduce your expenses. Many seniors and those with disabilities who qualify never apply, because they do not know the programs exist!   


Bryant Ruiz
Mortgage Loan Originator
Group One Mortgage Inc    
A Licensed Mortgage Lender
900 E. Indiantown Rd, Suite 110
Jupiter, FL  33477
GOM NMLS#53185|NMLS#277807
Cell (561) 254-5849   Efax 561-747-8427
Se Habla Español

Bryant Ruiz, a Mortgage Loan Originator with Group One Mortgage, brings over 18 years of mortgage experience. A bilingual expert in his industry working with first time home buyers, investors and persons with disabilities, Bryant determines and structures the best mortgage option to fit the financial needs for every client. He specializes in programs for Conventional, FHA, VA, and Jumbo loans and alternative financing.  Bryant is first generation American of Costa Rican descent. His mother came to this country in a work exchange program as a household maid. She learned English and later received a bachelor’s degree and master’s degree in Education from Boston University. His family moved to Palm Beach County, Florida in 1978. In his words: “My love for this country, my passion for real estate and the American Dream comes through the struggles and achievements that I have witnessed through my mother’s accomplishments: learning the language, becoming a citizen, purchasing her first home, and achieving a higher education. Her story inspires me to help others achieve their goals of home ownership and future prosperity.” A father of two wonderful daughters, Bryant enjoys everything Florida has to offer: boating the crystal-clear waters, fighting yellow-fin tuna, and cycling the beautiful coastlines of Palm Beach.

J Cody Barnes
Branch Manager

Cross Country Mortgage
A Licensed Mortgage Lender
Cell: 352.213.7324
Fax: 561.332.1345
2901 PGA Blvd. Suite 100
Palm Beach Gardens, FL 33410
NMLS3029 NMLS1623515 NMLS907483

J. Cody Barnes will ensure his clients receive the most efficient and seamless service possible. Cody takes pride in creating a home purchase experience that is both stress free and positive for his clients. With years of experience helping home buyers with their financing needs, Cody’s passion has always been putting clients first, listening to their financial goals, providing guidance and support through every step of the loan process.

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